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Insurance policies today are very important especially because they are able to help you. When it comes to insurance policies, one of the things that you want to do always is to ensure that you are very critical about getting the best ones. There are a number of insurance policies that you can be...

A straight life policy is essentially a form of permanent life insurance that have fixed premiums and guarantees a death benefit upon the insured's demise. This form of life coverage can also be called as cash value insurance, whole life policy, universal life policy or fixed annuity insurance....

Key person insurance is a type of business coverage that is available to the primary owners of small business corporations. There isn't such a clear legal definition for this type of insurance as there is for the more commonly known types of insurance coverage, but generally speaking key man...